Zest Protocol V2-logo

Zest Protocol V2

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Zest Protocol is a Bitcoin lending protocol. Zest Protocol operates on-chain and is open-source. The protocol strives to create a vibrant borrowing and lending ecosystem around BTC the asset.
Zest v2 introduces efficiency groups for granular risk pricing per asset combination, a hub-spoke architecture with market.clar as the central orchestrator, and collateral flexibility letting users choose between isolated (non-rehypothecated) or yield-bearing (rehypothecated) collateral based on their risk preferences.

Stacks
Defi
Lending
Clarity
Maximum Bounty
$100,000
Live Since
15 January 2026
Last Updated
06 February 2026
  • PoC Required

  • Vault program

Select the category you'd like to explore

Assets in Scope

Target
Name
v0-vault-usdh
Added on
28 January 2026
Target
Name
v0-vault-usdc
Added on
28 January 2026
Target
Name
v0-vault-stx
Added on
28 January 2026
Target
Name
v0-vault-ststxbtc
Added on
28 January 2026
Target
Name
v0-vault-ststx
Added on
28 January 2026
Target
Name
v0-vault-sbtc
Added on
28 January 2026
Target
Name
v0-market-vault
Added on
28 January 2026
Target
Name
v0-egroup
Added on
28 January 2026
Target
Name
v0-assets
Added on
28 January 2026
Target
Name
vault-traits
Added on
16 January 2026
Target
Name
dao-multisig
Added on
16 January 2026
Target
Name
dao-treasury
Added on
16 January 2026

Impacts in Scope

Severity
Critical
Title

Direct theft of any user funds, whether at-rest or in-motion, other than unclaimed yield

Severity
Critical
Title

Permanent freezing of funds

Severity
Critical
Title

Protocol insolvency

Severity
High
Title

Theft of unclaimed yield

Severity
High
Title

Theft of unclaimed royalties

Severity
High
Title

Permanent freezing of unclaimed yield

Severity
High
Title

Permanent freezing of unclaimed royalties

Severity
High
Title

Temporary freezing of funds

Out of scope

Program's Out of Scope information

• Any logic related to flashloans.
• Liquidation of disabled collateral or other protocol safety design decisions
• Any "bug" raised that requires an attack vector of DAO compromise, or "accidental" update called to registry by the DAO is out of scope.
• Full control of the asset and egroup registry by the DAO is intended design.
• Invariants that require full knowledge of market and all position state are checked by the DAO off-chain before any egroup updates are approved.

Default Out of Scope and rules

Smart Contract specific

  • Incorrect data supplied by third party oracles
    • Not to exclude oracle manipulation/flash loan attacks
  • Impacts requiring basic economic and governance attacks (e.g. 51% attack)
  • Lack of liquidity impacts
  • Impacts from Sybil attacks
  • Impacts involving centralization risks

All categories

  • Impacts requiring attacks that the reporter has already exploited themselves, leading to damage
  • Impacts caused by attacks requiring access to leaked keys/credentials
  • Impacts caused by attacks requiring access to privileged addresses (including, but not limited to: governance and strategist contracts) without additional modifications to the privileges attributed
  • Impacts relying on attacks involving the depegging of an external stablecoin where the attacker does not directly cause the depegging due to a bug in code
  • Mentions of secrets, access tokens, API keys, private keys, etc. in Github will be considered out of scope without proof that they are in-use in production
  • Best practice recommendations
  • Feature requests
  • Impacts on test files and configuration files unless stated otherwise in the bug bounty program
  • Impacts requiring phishing or other social engineering attacks against project's employees and/or customers